A health plan without hospital benefits is "is not a health plan in any meaningful sense," the Department of Health and Human Services announced in a final rule last week. HHS has found that plans that lack substantial hospital benefits do not qualify as "minimum value" coverage under the Affordable Care Act and has blocked such plans from being offered.
Employers increasingly see the potential for healthcare savings in defined contribution plans--b ut that's only if an employer has talked to an insurance broker, consultant or carrier about the benefits of a DCP.
Private health insurance exchanges are impacting the future of benefits and where consumers obtain their coverage, say leaders at some of the top insurance broker companies.
Payers who want to retain members long-term and keep them healthy might want to consider offering multi-year insurance exchange contracts, according to a Health Affairs blog post. Insurers are...
Three federal agencies announced they will "shortly" propose regulations for employer-sponsored health plans that do not provide coverage for in-patient hospitalization services or for those that exclude "substantial physician services." The plans, the agencies said, do not meet minimum value (MV) requirements under ACA.