high-deductible health plans (HDHP)

Latest Headlines

Latest Headlines

High deductibles cause Americans to delay medical care

Americans are increasingly delaying medical care because they cannot afford it, according to a new Gallup poll.  

We could save $184B if consumers pay more attention to costs

Consumers don't know what health services or procedures cost, so they can't make informed decisions about where and whether they receive care. As it turns out, there are many ways for consumers to get pricing information. So if these tools exist, why don't consumers use them?

Aetna CEO: Mixed feelings leading into open enrollment

It's going to be a long time before insurers start seeing healthy consumers enroll in the health insurance exchanges, Aetna CEO Mark Bertolini said in an interview with CNBC.

Will high deductibles cost insurers more money?

The rise in plans sold on health insurance exchanges with high deductibles brings a new concern--consumers who postpone needed care because of the cost. Those decisions could mean the high-deductible health plans backfire on insurers and could lead to even more medical use and greater expenses in the future,  The New York Times  reported.

Report: Copper exchange plans would save billions

Insurers hoping to have the option of selling a new plan on the health insurance exchanges just got a boost for their cause: The so-called "copper plans" could reduce federal healthcare spending by $5.8 billion over the next 10 years, according to an analysis released Tuesday from Avalere Health.

Satisfaction with consumer-driven health plans on the rise

The overall satisfaction rate among consumer-driven health plan enrollees is on the rise, but on the way down among those in traditional managed care plans, according to the latest research from the Employee Benefit Research Institute.

AHIP: Health savings accounts grow in popularity

Health savings accounts, including high-deductible plans, have proved quite popular as almost 17.4 million people now have this type of coverage, according to a new census released by America's Health Insurance Plans.

Account-based plans: Closing the knowledge gap for consumers

Despite the increased use of high-deductible plans and health savings accounts--47 percent of employers offer HDHPs and 42 percent offer HSAs--consumers still know very little about these types of policies, according to a new survey from Alegeus Technologies.

Redefine prevention to reduce chronic condition costs

By applying value-based insurance design to high-deductible health plans, insurers can better aid patients with chronic conditions while also reducing costs, according to a new report released today from the University of Michigan Center for Value-Based Insurance Design and Harvard University Medical School.