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The highest priced plans available on a health insurance exchange don't necessarily have the best benefits, says a new analysis from the U.S. News & World Report.
Some insurers, as well as two Democratic lawmakers, are urging the Obama administration to allow the sale of cheaper so-called "copper" plans on the federal health insurance exchange, reported The Wall Street Journal.
When shopping for plans on health insurance exchanges, consumers make several mistakes, often choosing coverage that isn't cost-effective. In fact, more than 80 percent of consumers may unknowingly choose a higher cost plan than they need, according to a new study out of Columbia University.
Price is driving the buying decisions of customers shopping for insurance in the individual marketplace. Many Americans--even those who qualify for government subsidies--are picking the cheapest exchange plans available, according to the Associated Press.
America's Health Insurance Plans has voluntarily decided its insurer members will extend the payment deadline for consumers who buy plans sold on health insurance exchanges, the group announced Wednesday.
About 70 percent of hospital provider networks on the exchanges are either narrow or ultra-narrow, according to a new study by the consulting group McKinsey & Company. And wide hospital networks result in a 26 percent higher median cost than plans with smaller networks sold by the same insurer.
Anthem Blue Cross Blue Shield in New Hampshire is letting members renew policies with full networks for an additional year instead of forcing members to choose an Anthem plan on the state's health insurance exchange.
Insurers have been reviving narrow networks for plans they're going to sell through the health insurance exchanges, believing consumers will trade provider choice and access for lower premiums.
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