At a cost of roughly $300 billion, the federal government will subsidize most health insurance premiums in 2016, so a new report from the Congressional Budget Office sheds some light on how federal subsidies, federal regulations and actions by insurers affect premiums.
Former Massachusetts Governor and 2012 Republican Presidential candidate Mitt Romney defended his landmark universal healthcare reform in a keynote at America's Health Insurance Plans AHIP Institute conference. However, he said that what worked in the Bay State should not have been applied on a national level.
Wellness programs that track physical activity and use incentives to reward progress are seen as a novel way to make health insurance pricing more equitable, but there is a fine line between rewarding personal responsibility and discriminatory pricing schemes.
In this day and age, nearly every major employer offers some sort of wellness program as a way to encourage employees into partaking in a healthier lifestyle. Under the Affordable Care Act, employers and states are able to increase the amount of rewards dished out to employees who participate in such programs. Additionally, employers are also allowed to increase the maximum penalties if employees do not participate.
People who purchased coverage under the Affordable Care Act say they have worse health than those who bought individual plans outside of exchanges or still hold plans that don't comply with the law, according to a new survey from the Kaiser Family Foundation.
Many companies are looking to start or expand wellness programs to reduce medical costs by improving their employees' health, reports The Washington Post.
The healthcare reform law aims to offer affordable health insurance coverage, but there are still regions where even the least costly plans are relatively expensive for various reasons--including provider market share dominance and the size of the tourist population.
The CEO of a now defunct behavioral healthcare company didn't pay insurance premiums for her employees, according to the North Carolina Department of Insurance.
Now that HHS has issued rules limiting how much higher insurers can charge their older members, some insurers and state regulators are concerned that younger members could face sticker shock when the new prices are implemented.
Healthcare consumers are willing to choose an expensive health plan if it covers specialty drugs for diseases such as cancer, multiple sclerosis and rheumatoid arthritis, according to a recent study
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