ACA grace period could leave insurers with unpaid premiums


Will the 90-day grace period for Affordable Care Act plans leave insurers waiting around for unpaid premiums? The Affordable Care Act provides consumers with 90 days to go without paying their premiums and not lose coverage, while insurers don't have to process claims on patients who haven't paid their premiums during the grace period, FierceHealthPayer previously reported. However, that means some people who know they need costly healthcare services could sign up for coverage under healthcare reform, receive the needed treatment, and then cancel the coverage without paying premiums before the 90 days is up, according to an opinion article in The Intelligencer. Op-ed