As the Affordable Care Act changes the insurance landscape, more than 35 percent of health insurance brokers now act as navigators for plans offered on the exchanges, according to a new Aflac survey of more than 300 brokers.
The Centers for Medicare & Medicaid Services announced Tuesday that it will spend at least $60 million on navigators for the next enrollment period, reports The Hill.
Now that several states have passed laws either limiting the reach of navigators or burdening them with additional requirements, the Centers for Medicare & Medicaid Services said it's ready to push back against these restrictions, The Washington Post reported.
A growing demand for health information has turned librarians into health insurance guides, Kaiser Health News reported.
States that use a federally-facilitated exchange rather than create their own can't make it more difficult to operate those exchanges, a federal district court in Missouri ruled Thursday.
In South Carolina, lawmakers hope a bill will stop reform implementation in the state, while legislation in Missouri would suspend insurers' licenses if they accept federal subsidies.
Insurers face an uphill battle in states that have passed laws limiting how navigators can help consumers learn about and buy insurance.
Insurers could potentially see fewer enrollments if they sell plans on health insurance exchanges in certain states that are working to prevent consumers from learning about and accessing the marketplace.
It's not only the federal health insurance exchange that's run into multiple problems, some state marketplaces like those in California and New York also are experiencing roadblocks to getting consumers enrolled.
Now that open for enrollment has begun, consumers will likely have many questions about the health insurance exchanges, including how to enroll and whether they qualify for subsidies. The problem, however, is 13 states have passed laws or regulations that prevent navigators from guiding consumers in exchange-related matters.
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