premium rates

Latest Headlines

Latest Headlines

Tennessee, Kentucky among states granted hefty rate hikes for 2016

With the third open enrollment period right around the corner, health insurers and states are reporting their finalized premium rates for 2016--and the rate hikes aren't small.

How Maine Community Health Options keeps premiums affordable

While some insurers around the country have proposed drastic rate hikes, Maine Community Health Options, the state's consumer operated and oriented plan that serves Maine as well as New Hampshire residents, has been able to keep prices in check.

Two main factors affecting 2016 health insurance premiums

The health insurance premiums for 2016 will differ from 2015 rates due to a number of reasons, but it's largely because insurers had limited information regarding the risk profile of the market as a whole at the time rates were filed.  Another factor affecting 2016 premiums,  according to an issue brief from the American Academy of Actuaries, includes the reduction of reinsurance program funds.

Study: States with rate review authority have lower premiums

When state regulators are authorized to review insurers' proposed rate increases, premiums are lower.

Insurers are losing money on ACA plans

Despite millions of federal payouts under the Affordable Care Act's risk programs, some insurers say they're still in the red for their ACA plans, mostly because newer members are sicker and more expensive to cover.

Landmark King v. Burwell ruling: Industry reacts, looks to future

The Supreme Court released its long-awaited opinion on  King v. Burwell  this morning in a 6-3 vote to uphold the Affordable Care Act's federal subsidies.

California officials scrutinizing narrow networks

California insurers are raising rates by an average of 4.2 percent, but state insurance officials aren't challenging the increased premiums. However, they are scrutinizing insurers' narrow networks, reported the Los Angeles Times.

3 reasons premiums will keep increasing

There are certain factors at play in the health insurance market that indicate rates not only won't decrease, they will continue to rise, according to  Forbes.

Affordable Care Act grandfathering driving costs up, Blues say

The Obama administration's decision last fall to let consumers keep certain plans that weren't compliant with the Affordable Care Act may have led to some insurers proposing higher premiums...

Premiums grew average of 10% before reform

Premiums grew by 10 percent or more each year during the pre-Affordable Care Act period of 2008 through 2010, according to a new report from the Commonwealth Fund. In 2008, premiums increased by 9.9 percent, followed by 10.8 percent in 2009 and 11.7 percent in 2010.