4 trends affecting insurers this year

Accountable care, chronic disease management, data analytics and more
Tools

2. Employer-based wellness incentives

Wellness programs are quickly becoming one of the hottest trends throughout employer-based health coverage. In fact, a survey last year found that 52 percent of large employers are offering financial motivation alongside their wellness programs.

That's because employers' attempts at offsetting the continual rise of private insurance costs is now dovetailing with a reform law provision allowing employers to boost the dollar value of wellness incentives to 30 percent of total coverage.

Some of the wellness incentives include tools such as free pedometers or subscriptions to wellness websites and incentives like gift cards or extra paid days off.