Insurers are adopting more cost-sharing measures, especially coinsurance, to shift the costs of expensive specialty drugs onto consumers who purchase plans sold on health insurance exchanges, according to a new analysis from Avalere Health.
Advocates have accused some insurers of discouraging HIV and AIDS patients from obtaining coverage under the ACA by levying high co-insurance charges for expensive prescription drugs. But soaring costs set by drug manufacturers and the number of new enrollees with specialty medicines is putting pressure on payers.
Health plan Highmark is giving its providers a new way to reduce bad debt that can result when patients aren't prepared for the large costs they may incur under high-deductible plans. Under its new